[ale] OT: H1B: PLEASE DISREGARD EARLIER POSTS

[Jerald Sheets]

Yet, you just enumerated 60% of your total income between a car and house.
If you can live on 40% besides that (what with groceries, transportation,
and utilities), I want to learn your particular form of black magic.

Jerald M. Sheets jr.
Sr. UNIX Systems Administrator
McKesson, Inc.
(404) 293-8762
**********
>su -
Password:
# cat /dev/flood > /dev/earth
# rdev noah+beasts
# dd if=noah+beasts of=/dev/earth 

-----Original Message-----
From: ale-bounces at ale.org [mailto:ale-bounces at ale.org] On Behalf Of Jim
Popovitch
Sent: Thursday, December 30, 2004 1:08 AM
To: Atlanta Linux Enthusiasts
Subject: RE: [ale] OT: H1B: PLEASE DISREGARD EARLIER POSTS

On Wed, 2004-12-29 at 23:09 -0500, Jerald Sheets wrote:
> Yeah, but when you buy a home and car, a 10% cut can be brutal.

Consider the recommendations, of learned financial planners, that tell you
to never take a car payment more than 20% of your *expected* monthly income,
nor a house payment more than 40% of your *expected* monthly income.  Note:
*expected* is what you are worth, not what you are paid.
At that pace a 10% cut in salary should mean less barbecues, not brutality.

It means a more restrained lifestyle, however the choice is yours and no one
(other than maybe a friend or spouse) is forcing you down the road
to financial disaster.   I love to see the stories about the dual BMW
folks, in the $400K house, complaining about the H1B guy/gal "taking"
their admin/security/support/IT job.  As John Stossel says.. "Give me a
Break!"

-Jim P.


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